26 Lowther Street, Carlisle, CA3 8DA

Ever Heard of a Junior Pension?

Family walking along the beach

Junior Pensions: What You Need to Know Do you want your children to have a secure financial future? Ever heard of a Junior Pension? Yes, it’s true – your children or grandchildren can have their own pension! Here’s how it works: Junior pensions permit a contribution of £3600 per year (you contribute £2880, and HMRC […]

Multiple Myeloma… Sandra’s Story

I reached the age of 62 with no major health issues at all. The only times I had spent in hospital were for the birth of my 2 daughters. I suppose like many people I took my good health for granted and adopted the ‘it will never happen to me’ attitude. I have worked in […]

SSA – Top Mortgage Employers 2022 Award

One of The UK’s Top Mortgage Employers of 2022 We are thrilled, delighted and over the moon, to be honest, there are too many ways to express our excitement right now! The reason for our excitement? We’ve been named as one of the UK’s top mortgage employers for 2022 by Mortgage Introducer. The Top Mortgage […]

Pension FAQs

Stan Sherlock Sign On Outside Of Building

Share the Post: As we’re sure you’re aware, there’s currently a cost-of-living crisis taking place across Carlisle, Cumbria, and in fact, the entire United Kingdom.As a result, people from Carlisle to Dover are trying to make the most of the money they have now, rather than thinking about savings, investments, and pensions of the future. […]

Lifetime Mortgages and Equity Release

Are you considering a lifetime mortgage but you’re not sure of the details? Our Expert Advisers Robert Sherlock and Anne Preston answer your top questions on equity release and lifetime mortgages: The lifetime mortgage market is experiencing rapid growth as more people look to boost their retirement income and improve their standard of living. According […]

Buying a New-build? Let us help you!

You’ve seen your dream home, you’re buying it off plan and you get to choose all your own finishes. But first you need to finance it! For most people that means getting a mortgage. We’re here to make that process stress free and ensure you get the finances you need to the right people at […]

Behind every successful adviser is ….

For us the answer to this is… a fantastic business support team! Every adviser we’ve had work with us, since we were founded in 1989, has been a success. This is no coincidence. Yes we’d like to take credit for talent spotting but really it’s the graft that goes on behind the scenes that ensures […]

Three ways to make yourself more attractive to a lender

Our Senior Mortgage Adviser Tom Graham has put together some top tips to help you understand the process behind a lender’s decision on what you can or can’t afford to borrow when buying a house or remortgaging your home. Lots of clients ask the same questions: How much can I borrow? How much can I […]

We want women to take control of their future financial success!

On International Women’s Day (Monday 8th March) we are encouraging women to take control of their future financial success. International Women’s Day celebrates the achievements of women and is a call to action to increase gender parity and raise awareness about gender equality. Our team at SSA, which unusually in the financial services sector is […]

Planning for the unexpected!

Do you worry what would happen to your family if you or your partner were to suddenly lose your job, become seriously ill or even die? How would you pay your mortgage, day to day bills and manage financially during a period of emotional distress? Protecting those you love could be more affordable than you […]

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