26 Lowther Street, Carlisle, CA3 8DA
At Stan Sherlock Associates, our financial advisers will help you plan for your future and this includes planning for the unexpected. Should the worst happen, it’s important to know that your family is protected. We can help you find the right life insurance and/or income protection insurance to suit your personal circumstances.
We take a flexible and grounded approach to financial protection planning and will take the time to understand your worries and future goals. We also know that your personal financial circumstances will change over time, and by building a long-term relationship with you, we can tailor your life insurance and income protection policies to suit your changing requirements.
Our Financial Protection Advisers will aim to ensure that you are adequately protected if the worst were to happen with sufficient protection for you, your family or even your business. If you already have existing life insurance or income protection policies in place, we recommend regularly reviewing them to ensure you continue to have the right type and level of cover in place.
We’re here to give you peace of mind and ensure that money worries don’t add to your concerns during times of personal crisis.
There are several different options to consider, and we’ll work with you to recommend the most suitable protection and insurance policies for you.
Life insurance (also known as life assurance cover) will pay out either a single lump sum or provide a regular income when you die, providing financial security for the loved ones you leave behind. The cost of your insurance premiums will depend on the level of cover you’d like to achieve, as well as personal factors such as your age, health and lifestyle.
Critical illness insurance policies or serious illness insurance plans pay out a tax-free lump sum on the diagnosis of a range of serious (but not fatal) conditions and can help to cover the cost of lost income, mortgage payments or medical treatments. Policies can be purchased alone, or as an optional addition to a life insurance policy.
Income protection insurance pays out a regular tax-free income if you become unable to work because of illness or injury. It could help you keep up with your mortgage repayments or rent, and help you manage your other day-to-day living costs until you are able to return to work.
At Stan Sherlock Associates, we aim to build long term relationships with our clients and provide you with an advice service throughout your lifetime to ensure you always have the right life insurance and income protection cover for your personal needs and situation.
Although based in Carlisle, our clients come from much further afield. We regularly work with clients from across Cumbria (including Kendal, Keswick, Penrith, Whitehaven and everywhere in between), the Scottish Borders, and North East England. Many of our advice services can be provided by phone and email but our advisers are always happy to meet you face to face.
Plan for the unexpected and protect your loved ones with life insurance and income protection cover.
Disclaimer: The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
Registered Address: 26 Lowther Street, Carlisle, Cumbria, CA3 8DA
Company Number: 05719965
Stan Sherlock Associates Limited is an appointed representative of the Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the financial conduct authority.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Some buy to let mortgages are not regulated by the financial conduct authority.
Approved by The Openwork Partnership on 01/11/2023
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