“In this world nothing can be said to be certain, except death and taxes.”
So… What is cashflow modelling? Financial planning is all about preparing for those things that may not be so certain (and taxes). Plans should be reviewed regularly so they adapt to changes in your circumstances and reflect developments in the wider economy and financial markets. Cashflow modelling, sometimes known as cashflow forecasting takes a view […]
Our Expert Advice Can Help Reduce Your Mortgage Stress
Moving home is known to be one of life’s most stressful events. In fact, a survey earlier this year, found the process can cause us more stress than other major life events such as having a baby, getting married, starting a new job or getting divorced. Sorting out your finances The biggest cause of worry […]
Anne Preston Joins Stan Sherlock Associates
An adviser with 30 years experience has joined us this week at Stan Sherlock Associates. Anne Preston, who will specialise in Mortgages and Protection, brings her expertise from varied previous roles and we’re delighted to welcome her to the team. Her impressive career covers a diverse portfolio of skills and qualifications, and her experience will […]
Be Vigilant and Scam Smart
Warnings from a number of UK bodies, including the Bank of England, Financial Conduct Authority, National Crime Agency and Action Fraud have urged people to be vigilant about scams by fraudsters who are taking advantage of people’s fears and capitalising on the COVID-19 crisis. Huge increase in cases Action Fraud has released figures showing that […]
The Bank of… Granny and Grandad?
For many younger people struggling to get a foot on the property ladder, the Bank of Mum and Dad is the only option. With rent taking a huge chunk out of their income and the requirement for increasingly onerous deposits, two in five renters do not believe they will ever be in a position to […]
Doing our bit, however small, in uncertain times…
Our fantastic team here at Stan Sherlock Associates has collectively donated groceries and other essential supplies to two vital local charities. Recognising that the COVID-19 pandemic has made life even more difficult for many local people, our team has donated bags of groceries, toiletries and cleaning supplies to the Carlisle Foodbank and Carlisle Key. Many families […]
Gaining Control in an Uncertain World
The current COVID-19 pandemic and its impact on every aspect of our lives is creating huge uncertainty for everyone. At Stan Sherlock Associates, as lockdown came into effect, our amazing team quickly organised themselves, decamped to home working, organised ‘socially distant’ office cover and continued to put our clients first, responding, reassuring and pro-actively managing […]
It’s Good to Talk
While, for many, discussions about money can be extremely uncomfortable, experts have long stressed the best approach to financial issues is invariably to talk about them. Indeed, perceived wisdom suggests the more open and honest people are about money, the better their life and relationships tend to be. Finance: the last taboo There’s a wide […]
Getting To Know Our Advisers…
Want to know more about the people giving you advice? We’ve interviewed our advisers to enable you to get to know them better and will be releasing one a week over the coming months. Name: Bobby Sherlock What do you do at Stan Sherlock Associates? I am the Practice Principal and a Financial Adviser. I have worked […]
It’s Time to Think about Life Insurance
If you have dependants – people who rely on you financially – then you should have life insurance. In fact, if you have dependants and don’t have life insurance, you are exposing them to grave financial risk. And who would want to do that? Life insurance tends not to feature on ‘to do’ lists because […]