Mortgage Payment Holidays
The Chancellor’s announcement back in March, offering 3-month mortgage payment holidays for homeowners experiencing financial difficulties due to COVID-19, came as welcome news to many people. Mortgage lenders agreed with the Treasury that any customers who are in ‘difficulty’ will be eligible. Initial uptakeRecent data has revealed over 1.2 million mortgage payment holidays have been […]
Protecting you and your family…
Losing your partner at any stage in life can be devastating, but it may be particularly devastating when children are involved because of the financial pressures of raising a family. Ensuring your children and other dependants are provided for in case you die should be a top priority but less than a third of people […]
“Practically perfect in every way”… We introduce you to Annette Hunter:
Name: Annette Hunter What do you do at Stan Sherlock Associates? I am a senior administrator within the mortgage and wealth departments. I have recently moved to the wealth department, but I still turn my hand to mortgages. I input and process cases, problem solve and see a case through to completion. What do you […]
Is your Life Insurance in Trust?
A life insurance policy in trust is a legal arrangement that keeps a life insurance pay out separate from the valuation of your estate (property, money and possessions) after you die. Here we take a look at some main points to consider when deciding whether to write your life insurance in trust. The logistics A […]
Sandra Sproat takes the limelight in the next part of our series “Getting to know our Business Support Team”…
Name: Sandra Sproat What do you do at Stan Sherlock Associates? I’ve worked here for almost 22 years, so I have my finger in many pies! As office manager, I work closely with Bobby and Emma Sherlock and we all try to maintain a happy environment for the staff. My secondary role has been described […]
Managing Mortgage Stress – We’re Here For You
Whether you’re a first-time buyer, a second- stepper or further up the housing ladder, buying a home is always a big move and can feel a bit like a roller coaster ride at the best of times. Now there is the added complications and worries that the COVID-19 pandemic may have caused for people’s lives, […]
Embarking on a DIY project? Check your home insurance!
The weather is improving, you may have some extra time on your hands and judging by the queues outside hardware stores, people are seizing the opportunity to get some home improvement jobs underway, particularly with more Britons than ever working from home. Between February and March 2020, Google searches for ‘DIY’ increased by 9% year-on-year, […]
Don’t Underestimate the Power of a Good Business Support Structure
During our 30 years in business we’ve helped thousands of clients navigate their financial decisions and achieve the right results, from buying a first home to providing an income in retirement and everything in between. Ensuring consistently great results for our clients is essential to our success, and that in turn relies on the experience […]
As mortgage advisers we often get asked about house values… Well here are some tips on home improvements to add value to your home:
Evidence suggests that many more of us are putting down roots and choosing to stay in our current homes for longer. The average time a homeowner in the UK stays in their property is 21 years. This contrasts with the 1980’s, when a fast-rising property market encouraged a move every eight years on average. However, […]
Been meaning to do it for ages? It’s time to look at Estate Planning:
Estate planning encompasses not only preparing your finances to ensure your assets are protected for your loved ones once you are gone, but it’s also about ensuring you have enough money to live on. It starts with obtaining a comprehensive view of your assets. Assessing the value of your estate and ensuring the right documentation […]
