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Ever Heard of a Junior Pension?

Family walking along the beach

Junior Pensions: What You Need to Know Do you want your children to have a secure financial future? Ever heard of a Junior Pension? Yes, it’s true – your children or grandchildren can have their own pension! Here’s how it works: Junior pensions permit a contribution of £3600 per year (you contribute £2880, and HMRC […]

Tax Year End Checklist (Part 2)

Mortgage Planning

ISA Allowance Everybody has an ISA allowance of £20 000 per year. An ISA is basically just a ‘wrapper’ that can hold an asset, normally cash or stocks and shares. As described above, you can earn a certain amount in savings interest each year before being liable to tax via the Personal Savings Allowance and […]

Tax Year End Checklist (Part 1)

Personal Allowance Personal Allowance:The first £12 570 of your earnings are tax-free. Make sure you fully utilise your Personal Allowance each year as it can’t be carried forward   Marriage Tax Allowance If you’re married or in a civil partnership and one of you earns less than the £12 570 Personal Allowance, up to £1260 […]

Mortgage Myth Busting

Rate Switch Product Transfer

Buying a property is a significant milestone for most of us, and often involves a mortgage. However, misconceptions about mortgages can create unnecessary anxiety and confusion. In this article, we aim to bust common mortgage myths and help you separate fact from fiction. Myth 1: You Need a Perfect Credit Score One of the most […]

More focus on training, development and culture. SSA takes HR in house!

New to Stan Sherlock Associates: HR Department A few months ago we decided it was time to bring HR into the business. As we grow, and are therefore inevitably exposed to a wider variety of people with different backgrounds, expectations and development needs, it made sense to bring an HR manager on board to provide […]

Multiple Myeloma… Sandra’s Story

I reached the age of 62 with no major health issues at all. The only times I had spent in hospital were for the birth of my 2 daughters. I suppose like many people I took my good health for granted and adopted the ‘it will never happen to me’ attitude. I have worked in […]

Better Financial Advice for North Cumbria

Stan Sherlock Associates Ltd JENNY WOOLGAR PHOTOGRAPHY

We are raising the bar for financial advice in Carlisle and the surrounding areas. Considering the nature of the current economic climate, Stan Sherlock Associates, is inviting financial advisers from across the city to take part in a technical learning event, in conjunction with The Prudential. The event is for advisers from across the city […]

SSA – Top Mortgage Employers 2022 Award

One of The UK’s Top Mortgage Employers of 2022 We are thrilled, delighted and over the moon, to be honest, there are too many ways to express our excitement right now! The reason for our excitement? We’ve been named as one of the UK’s top mortgage employers for 2022 by Mortgage Introducer. The Top Mortgage […]

Pension FAQs

Stan Sherlock Sign On Outside Of Building

Share the Post: As we’re sure you’re aware, there’s currently a cost-of-living crisis taking place across Carlisle, Cumbria, and in fact, the entire United Kingdom.As a result, people from Carlisle to Dover are trying to make the most of the money they have now, rather than thinking about savings, investments, and pensions of the future. […]

Meet Megan Cook

megan-cook

Name: Megan Cook What do you do at Stan Sherlock Associates? I’m PA to the Director, so I work closely with Bobby and his clients, ensuring he is where he needs to be, when he needs to be there, and all his client documentation is processed correctly and efficiently. This means helping Bobby process his […]