26 Lowther Street, Carlisle, CA3 8DA
If you are unable to work due to an accident or sickness your bills will still need to be paid so planning for this is extremely important. At Stan Sherlock Associates, we take a holistic approach and will take the time to tailor your accident and sickness cover to your specific requirements.
Accident and sickness cover is a type of insurance. It pays out when you can’t work because you’re too ill or injured. Typically, you pay a monthly premium and if you are unable to work, you’ll get a monthly payout that is a proportion of your normal salary. Like all types of insurance, accident and sickness cover is designed to cover you for the unexpected. Our financial advisers at Stan Sherlock Associates, are experts in protection and are here to ensure you are adequately protected with value for money.
At Stan Sherlock Associates, our team of knowledgeable financial protection advisers understand that every individual’s situation is different. You don’t get a one size fits all approach, we understand that all clients are unique, with their own set of personal circumstances. Our team of financial advisers, along with our support team, will work with you to understand your specific needs, explore the options available to you and help you find the right accident and sickness policy, one that fits your lifestyle and budget.
Take a look at the frequently asked questions we receive from our valued clients and find the information you’re looking for.
Accident and Sickness Cover is a short-term insurance policy that pays out an agreed monthly amount should the insured be unable to work due to illness or an accident.
The type of accidents or illnesses the policy pays out for include:
The policy usually pays out for a period of 12 months; this can be up to 24 months with some policies.
No life insurance and accident and sickness are not the same. They cover different eventualities and any money paid out for a claim is paid differently. Accident and Sickness Cover pays out a monthly amount for a set period of time. Life cover and Critical illness Cover pay out a lump sum.
Yes, if you have a need for short term cover. With all insurance policies it's important to understand your individual circumstances. These policies absolutely have a place but are not needed by everyone.
Insurance is like people; it comes in all different shapes and sizes. What you are protecting, how much you are protecting, and how long you want it to be protected for, are all really important questions when it comes to deciding on the right cover. With this in mind it would be very difficult to assess whether or not you need Accident and Sickness cover without knowing the answers to the above questions.
At Stan Sherlock Associates, arranging accident and sickness cover is not a one-off transaction. We aim to build long term relationships with our clients and provide you with a financial advice service over the lifetime of your policy which ensures you always have the right deal for your situation.
Although based in Carlisle, our clients come from much further afield. We regularly work with clients from across Cumbria and throughout the UK. Many of our financial advice services can be provided by phone and email but our advisers are always happy to meet you face to face.
Plan for the unexpected and protect your loved ones with expert life insurance advice.
Disclaimer: The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
Registered Address: 26 Lowther Street, Carlisle, Cumbria, CA3 8DA
Company Number: 05718865
Stan Sherlock Associates Limited is an appointed representative of the Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the financial conduct authority.
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