26 Lowther Street, Carlisle, CA3 8DA

The last adviser in our series… a round of applause please for Tom Graham!

Name:  Tom Graham  What do you do at Stan Sherlock Associates?  I am a Mortgage and Protection Adviser, providing professional and tailored advice to help you achieve your financial goals. I pride myself on giving a bespoke service, treating you as an individual so I have a true understanding of what you want to achieve […]

Investing for Children – The Junior ISA

Family walking along the beach

There was welcome news for young savers in the March Budget with the government announcing the Junior ISA (JISA) allowance was to be more than doubled, from £4,368 to £9,000 from 6 April 2020. JISA and CTFs both benefit  JISAs replaced Child Trust Funds (CTF) in 2011, but those who stillhold CTF will continue to […]

An update on mortgage payment holidays – three month extension

Hackney & Leigh for sale sign in the Lake District

The Government has announced the requirement for lenders to extend the initial three-month mortgage payment holiday scheme by a further three months. They felt that the extension was necessary because it would be too sudden and soon to end the scheme now for those currently experiencing financial difficulties. This means help and support will continue […]

How Secure Is Your Business?

Business protection is a crucial element in a company’s financial future, but how many have cover in place? You may have covered the tangible assets in your business, but have you protected the most important asset; the people who contribute directly to your bottom line? If the answer is no, you could be putting your […]

“In this world nothing can be said to be certain, except death and taxes.”

Calculator and laptop

So… What is cashflow modelling? Financial planning is all about preparing for those things that may not be so certain (and taxes). Plans should be reviewed regularly so they adapt to changes in your circumstances and reflect developments in the wider economy and financial markets. Cashflow modelling, sometimes known as cashflow forecasting takes a view […]

Our Expert Advice Can Help Reduce Your Mortgage Stress

Hackney & Leigh now let board outside of a house

Moving home is known to be one of life’s most stressful events. In fact, a survey earlier this year, found the process can cause us more stress than other major life events such as having a baby, getting married, starting a new job or getting divorced. Sorting out your finances The biggest cause of worry […]

Anne Preston Joins Stan Sherlock Associates

An adviser with 30 years experience has joined us this week at Stan Sherlock Associates. Anne Preston, who will specialise in Mortgages and Protection, brings her expertise from varied previous roles and we’re delighted to welcome her to the team. Her impressive career covers a diverse portfolio of skills and qualifications, and her experience will […]

Be Vigilant and Scam Smart

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Warnings from a number of UK bodies, including the Bank of England, Financial Conduct Authority, National Crime Agency and Action Fraud have urged people to be vigilant about scams by fraudsters who are taking advantage of people’s fears and capitalising on the COVID-19 crisis. Huge increase in cases Action Fraud has released figures showing that […]

The Bank of… Granny and Grandad?

Counting money from a piggy bank

For many younger people struggling to get a foot on the property ladder, the Bank of Mum and Dad is the only option. With rent taking a huge chunk out of their income and the requirement for increasingly onerous deposits, two in five renters do not believe they will ever be in a position to […]

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