Home Insurance

At SSA, we provide advice on home insurance policies (or house insurance) which allow you to protect your home and personal belongings in one of 2 ways – buildings insurance and contents insurance. You can buy buildings and contents insurance as a single policy or as two separate policies to suit your individual circumstances. Your insurance policy will pay out an agreed sum in the event of an unexpected circumstance, such as fire, flooding or water damage, subsidence, theft or vandalism or damage caused by storms. We will work with you to make sure your sum assured is enough to cover the cost of repairing any damage, or in the case of a fire, a full rebuild.

If you’re a homeowner, the need to have an adequate buildings insurance policy is likely to be a condition set by your mortgage lender. Insuring the contents of your house (your personal possessions) is optional, but we would always recommend having a policy to protect your belongings whether you own or rent your home. 

The cost of your insurance premiums will depend on the level of cover you’d like to achieve, your address and size/type of property as well as specific items and their value. 

We recommend regularly reviewing your existing home insurance policies to ensure they still meet your needs and offer the right type and level of cover. We can also ensure your premiums (monthly payments) continue to offer value for money.