26 Lowther Street, Carlisle, CA3 8DA

New Build

New Build Mortgage Advisers

If you’re buying a newly constructed property, it’s important to explore the different mortgage options available to you. Our team of professionals are well positioned in the market and can provide you with access to some exclusive mortgage deals not available on the High Street.

Stan Sherlock Associates

New Build

Buying off plan or buying a new build property is a special experience. You’re essentially building your own home and we want this process to be as exciting as possible for you. We know how emotional buying a home can be and we want to make sure your new build home buying process is filled with love and excitement.

Our advisers are experts in the new build market and have years of experience helping clients navigate new build mortgages and the new build buying process. Whether you’re buying a completed property or an off-plan property, there are many benefits to buying a new build home; but arranging a new build mortgage can be complicated. Our team of experts are here to look after you, making the process as stress free as possible and helping you to get the finances you need to buy your home. We want you to enjoy the process of buying your new home and filling it with laughter.

You will be assigned a team of experts, not just one adviser. Experts with knowledge of the lender process, criteria and application systems. When you choose SSA to help you find a new build mortgage, you will receive a bespoke financial planning package that works exclusively for you.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

New Build House

FAQ

New Build Questions

Take a look at the frequently asked questions we receive from our valued clients and find the information you’re looking for.

Yes, absolutely! Using a mortgage adviser/mortgage broker when buying your new build is a fantastic idea. Securing a mortgage is a crucial part of the process and a broker can take the stress out of it and stop you paying more than is necessary. Here’s why:

  1. Navigating New Build Complexities:

Buying a new build property can present unique challenges... like lenders hesitating due to concerns about the property’s value or construction materials. Some lenders see new build mortgages as more of a risk and may ask for higher deposits, or enforce maximum loan to value ratios. A mortgage broker can help guide you to the right lender.

  1. Timely mortgage offers:

A mortgage offer usually lasts around 3 – 6 months. This can be problematic for off plan purchases. If your offer expires before completion, restarting the application process could mean losing a good rate and undergoing another credit check. A broker can help you navigate these constraints and find a lender with faster turnaround times.

  1. Mortgage Advisers have expert knowledge and access:

Mortgage brokers possess valuable insights into lenders' flexibility regarding new-build properties. They can recommend lenders most likely to approve your application and offer tailored advice based on your unique circumstances. Moreover, brokers often have access to exclusive deals and can expedite the application process, particularly crucial if you have a tight timeline between reserving a property and exchanging contracts.

To streamline your mortgage search, consider using an adviser from Stan Sherlock Associates. We can provide invaluable assistance in securing the most suitable mortgage for your new build purchase.

Can We Help With your New Build mortgage?

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Stan Sherlock Associates New Build Service

Why Work With Us?

At Stan Sherlock Associates, arranging a new build mortgage is not a one-off transaction. We aim to build long term relationships with our clients and provide you with an advice service over the lifetime of your mortgage or mortgages which ensures you always have the right deal for your situation.

Although based in Carlisle, we regularly work with clients throughout the UK. Many of our mortgage advice services can be provided by phone and email but our mortgage advisers are always happy to meet you face to face.

Finding mortgage advice complicated and overwhelming?

We support you from start to finish, helping you achieve those first steps on to the property ladder.

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Disclaimer: The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

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Company Information

Registered Address: 26 Lowther Street, Carlisle, Cumbria, CA3 8DA

Company Number: 05718865

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Stan Sherlock Associates Limited is an appointed representative of the Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the financial conduct authority.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most buy to let mortgages are not regulated by the financial conduct authority. 

Approved by The Openwork Partnership on 16/12/2024

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