26 Lowther Street, Carlisle, CA3 8DA
If you’re buying a home for your own personal use, you’ll need to consider your residential mortgage options. Stan Sherlock Associates can help you navigate the complexities of this type of mortgage and help you secure the funds needed to purchase your new home.
When you come to SSA for advice we do everything we can to help you achieve your home financing ambitions. You may be buying your first home, moving to a new house, buying an investment property or building your own home.
Our knowledgeable advisers and brokers, together with our dedicated support team, will work with you to understand your personal goals and home buying needs. We discuss your current finances and repayment options to assess the right mortgage solution for you.
We combine our knowledge, expertise and technology to help you decide which type of mortgage best suits your circumstances. This could be a fixed rate mortgage, variable rate mortgage, a tracker mortgage, an offset mortgage or perhaps another mortgage advice solution entirely.
We keep in touch with you regularly throughout your buying process to ensure you are updated at every stage. We pride ourselves on our communication, so you are as much a part of writing your financial story as we are.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Take a look at the frequently asked questions we receive from our valued clients and find the information you’re looking for.
The interest rate applied to residential mortgages may fluctuate depending on a lender’s appetite to lend to you under your specific circumstances. All lenders have their preferred criteria and if you fit into that criteria you are more likely to get a better rate. Each lender will apply a different interest rate taking into account factors such as:
Yes – you can get a residential mortgage with a partner, sibling, spouse or friend. These are called joint residential mortgages. Depending on various factors such as credit scores, income and employment, you may be able to apply for a larger loan as both income will be considered by the lender. You also may be able to provide a larger deposit which in turn would potentially give you more choice as to which lender you use. With a wider variety of lenders to choose from usually comes more choice of rates.
When you choose to work with Stan Sherlock Associates, we will provide you with valuable support and guidance throughout the entirety of your home buying journey. Our friendly and dedicated team of mortgage advisers are professionals who specialise in helping individuals secure mortgages for residential properties. We have in-depth knowledge of the mortgage market and can guide you through the entire mortgage process, from assessing your affordability to finding the right lender for your specific needs and financial situation.
With more than 125 years of experience between them, our mortgage advisers make the mortgage application process smoother and increase your chances of getting approved for a mortgage. We will provide advice on the different types of mortgages available, explain the associated costs and fees, and ensure that you understand the terms and conditions of the mortgage agreement.
Second charge loans or second mortgages may be a viable solution.
Disclaimer: The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
Registered Address: 26 Lowther Street, Carlisle, Cumbria, CA3 8DA
Company Number: 05718865
Stan Sherlock Associates Limited is an appointed representative of the Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the financial conduct authority.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most buy to let mortgages are not regulated by the financial conduct authority.
Approved by The Openwork Partnership on 16/12/2024
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